Are you constantly overspending on shopping trips? Financial guru Mary Hunt offers 5 sage pieces of advice to stay on budget.
Don’t go in hungry
You believe that you can simply dash in to pick up the infamous few things. But if you’re starving, you’re a dead aim for a couple of steaks and a load of snacks. You know what I’m talking about. This is because of Rule #1: Anything can happen when you are hungry.
Don’t try to remember
Sure, playing Brain Age on your kid’s Game Boy has revitalized your dead brain cells, rendering you the mental acuity of a youngster—but don’t push it.
Without a list of the exact items you’ve come to purchase who knows what could happen? It’s normal for our brains to slip into neutral in the face of fabulous food. A written list is the crutch you need desperately to make sure you do not slip and fall, so to speak.
Don’t go in with plastic or checkbook
Cash—currency, clams, folding money, smackers, greenbacks—this is how you should be paying for your supermarket purchases. What? Not convenient, you say? Well, of course not, silly. That’s the point. Convenience is the reason you’ve been dropping the equivalent of a mortgage payment for food every month. Making the process a bit less convenient is an easy to way to slow that mindless drain on your income.
Don’t grab a shopping cart
Most of them have wobbly wheels anyway, so just walk on by when all you need are those few items. Surely you can carry the “few things” you need. Or get one of the hand-held baskets. The point here is that you won’t be buying more than you can carry.
This is not the place you want to hang out just to soak in all the great sights and smells from the bakery, deli and rotisserie chickens. If you weren’t hungry when you arrived, you will be soon. Get what you need and get out of there. For every ten minutes you delay, plan on spending about another $40.
This article appeared originally in the Debt-Proof Living Newsletter in August 2013.
"Debt-Proof Living" was founded in 1992 by Mary Hunt. What began as a newsletter to encourage and empower people to break free from the bondage of consumer debt has grown into a huge community of ordinary people who have achieved remarkable success in their quest to effectively manage their money and stay out of debt. Today, "The Cheapskate Monthly" is read by close to 100,000 Cheapskates. Click here to subscribe.
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